An Institutional Pre-Settlement Funding Company. A Human-First Mission.
LBC was founded by a surgeon who saw the legal system up close — in operating rooms, in courtrooms, and in the stories of people who couldn't wait on their settlements. What began as a personal investment in a single lawsuit loan case has grown into a nationally recognized legal finance company with $15M+ in active assets, 40 consecutive quarters of investor payments, and a default rate under 4%. We're not a broker. We're not a lawsuit loan marketplace. We put our own capital to work in every pre-settlement funding case we approve — and we hold ourselves to the highest ethical standards in the industry as proud members of the Alliance for Responsible Consumer Legal Funding (ARC).
Competitive Pricing
Strict Underwriting
No Interference
Returned to Investors (All-Time)
Pre-Settlement Cases Funded & Settled
Default Rate (All-Time)
Returned to Investors (All-Time)
This is a title
Pre-Settlement Cases Funded & Settled
This is a title
Default Rate (All-Time)
This is a title
From Application to Pre-Settlement Funding in as Little as 24 Hours
We've spent 12 years streamlining every step of the lawsuit loan and settlement funding process so that getting the cash you need never feels like another legal battle.
From Application to Pre-Settlement Funding in as Little as 24 Hours
We've spent 12 years streamlining every step of the lawsuit loan and settlement funding process so that getting the cash you need never feels like another legal battle.
1. Apply Online or By Phone
Tell us about your case. Our intake team — powered by Legal-Bay's industry-leading origination process — reviews your pre-settlement funding application quickly and confidentially, typically the same day.
2. We Review Your Case
Our experienced underwriting team — led by a former trial attorney with 20+ years at the bar — evaluates liability, damages, and case value. We work directly with your attorney at no cost to them.
3. Receive Your Settlement Funding
Once approved, your lawsuit loan or pre-settlement cash advance is delivered fast — often within 24 hours. You pay nothing until your case resolves. If you don't recover, you owe us nothing. Zero risk to you.
“We started LBC with one simple belief: the outcome of your lawsuit shouldn’t depend on your ability to hold out financially.”
If Your Case Is Strong, Our Pre-Settlement Funding Can Help
LBC provides lawsuit loans and pre-settlement cash advances across the full spectrum of personal injury and civil litigation, as well as law firm and commercial financing.
Lawsuit Loans and Settlement Funding Built Around Real People and Real Cases
Whether you're a plaintiff waiting on a settlement that feels too far away, or an attorney who needs capital to keep fighting for your clients — LBC was built for exactly that moment. Our pre-settlement funding puts cash in your hands today, so the other side can't outlast you.
Pre-Settlement Funding for Plaintiffs
We fund: Car accidents, personal injury, medical malpractice, mass tort, sex abuse/harassment, civil rights, and more.
Attorney & Law Firm Funding
Commercial & Special Situations
Contact Information
Contact Information
Location
Suite 202
60 Roseland Ave
Caldwell, NJ 07006
Contact
Drop Us a Line
Drop Us a Line
What News Do We Have Today, Latest Blog
Your Case Deserves Every Advantage. Apply for Pre-Settlement Funding Today.
Applying for a lawsuit loan or pre-settlement cash advance takes minutes. Decisions come fast. And if we fund your case, you won't pay a dime until your case resolves — and nothing at all if you don't win.